Ok, so in light of the car rental fiasco, I decided to add car rental coverage to my insurance. I got a bit curious as to what my insurance rates would have been had I purchased a different car. I used Progressive's online quote service and got some interesting numbers. Note, the quote I got for my car was $1,439 while in all reality I pay about half of that. For comparison purposes, I'm going to take $700 from each of the numbers I got. That should be more realistic:
2003 Ford Focus ZX3
2003 Ford Focus SVT
2003 Subaru Impreza WRX Sedan
2003 Subaru Impreza WRX Sport Wagon
2004 Mazda RX-8
2003 Mitsubishi Lancer Evolution
2003 Nissan 350z
$739
$807
$854
$939
$1,073
$1,105
$1,109
So let's see. If I had actually purchased the Evo, my monthly payment and insurance cost per month would have totaled about $800. In contrast, I'm spending about $520/month for the Focus. That is $280 savings per month on just basic costs, let alone the additional cost of premium fuel and speeding tickets had I chosen the Evo. Since I started keeping track of how much fuel I use, I've gone through 126.23 gallons of the stuff. That's only a $25 difference if I was using premium instead of regular. Maybe I should have gone with the Evo...
2003 Ford Focus ZX3
2003 Ford Focus SVT
2003 Subaru Impreza WRX Sedan
2003 Subaru Impreza WRX Sport Wagon
2004 Mazda RX-8
2003 Mitsubishi Lancer Evolution
2003 Nissan 350z
$739
$807
$854
$939
$1,073
$1,105
$1,109
So let's see. If I had actually purchased the Evo, my monthly payment and insurance cost per month would have totaled about $800. In contrast, I'm spending about $520/month for the Focus. That is $280 savings per month on just basic costs, let alone the additional cost of premium fuel and speeding tickets had I chosen the Evo. Since I started keeping track of how much fuel I use, I've gone through 126.23 gallons of the stuff. That's only a $25 difference if I was using premium instead of regular. Maybe I should have gone with the Evo...